India discontinues ?500, ?1000 denominations; releases ?2000 and new ?500 bills

August 23rd, 2022

Monday, November 14, 2016

On Wednesday, India demonetised ?500 (about US$7.50) and ?1000 notes, announced as a measure to fight corruption, fake notes, and black money. Prime Minister Narendra Modi addressed the Indian citizens late Tuesday, and said 500 and 1000 rupee notes would cease to be legal tender at midnight.

To minimise possible difficulties to citizens, transactions using old 500 and 1000 rupee notes were accepted at government hospitals, railway ticket bookings, government buses, and airports. The notes were also accepted at public-sector petrol-pumps, government-authorised consumer co-operative stores, milk booths authorised by State governments, and cremation grounds till Friday midnight. These shops were obliged to have a record of their stocks and sales.

In his announcement, Modi said, “For your immediate needs, you can go to any bank, head post office or sub post office, show your identity proof like Aadhar card, voter’s card, ration card, passport, income tax PAN card number or other approved proofs and exchange your old 500 or thousand rupee notes for new notes.” ((hi))Hindi language: ??????? ???????? ?? ??? ???? ?? ?? ?? ???? ?? ?????? ????? ?? ??? ??? ?????? ????? ?? ??? ?? ????? ?? ??? ?????? ?? ?? ???? ?? ???? ?? ?????? ?? ?? ??? ?? ?? ?????? ?? ???? ????? ????, ???? ??, ???? ?????, ?????? ?????, ???? ?????, ????????, ???? ????? ??? ????? ??????? ???? ?? ??? ??? ??? ???? ?? ??? ??? ???? ???

Modi also announced those who failed to change their currency till December 30 can exchange the notes at Reserve Bank of India (RBI)’s office along with a declaration form till March 31. The notes can be exchanged till December 30 at any branch of any bank across India.

By Saturday, Finance Minister Arun Jaitley said demonetised money equivalent to almost US$30 billion was deposited in banks across India. According to estimate, the old notes accounted for 85% of the total money in circulation. New 500 rupee and 2000 rupee notes are to be issued. Modi said RBI would exercise caution from past experience and limit the circulation of large-value notes.

International tourists could purchase up to 5000 rupees using the old notes at airport exchanges till Friday.

A limit was imposed on cash withdrawal; a maximum of 10000 rupees each day, and 20000 rupees each week, can be withdrawn. Moreover, from Thursday (November 10) till November 24, 4000 rupees can be exchanged in the banks and post offices. The amount is credited to the bank account.

Government workers were informed about demonetising when the announcement was made. Modi announced all banks would remain closed for public work on Wednesday.

In the United States, Donald Trump won the 2016 presidential election on Tuesday, immediately after which stock markets dropped globally. Following the US election and demonetising the money, the Indian stock market fell by 1700 points on Wednesday. Sensex lost 1,688.69 points and Nifty lost 111.55 points on the same day. Indian technology sector companies experienced loss. TCS suffered 4.93% loss and Infosys lost 2.74%.

The Indian rupee is also used in the neighbouring countries of Bhutan and Nepal. The border area uses Indian currency for day-to-day transactions. The Royal Monetary Authority of Bhutan (RMA) has announced the exchange of old notes will be facilitated till December 15. RMA governor Dasho Penjore informed Indian news site The Wire, “We do not know exactly how much Indian currency of Rs 500 and Rs 1,000 is in circulation in Bhutan. We will get a better idea after the deadline to deposit their amount”. RMA has 30% of its international exchange reserve in Indian rupees. Nepal Rastra Bank directed all Nepali banks to stop conducting transactions using the Indian rupee.

On Thursday, there were long queues in front of ATMs and banks to exchange the old notes and withdraw money. BBC reported some banks ran out of cash. Police were called to some banks to maintain discipline. Banks were open on Saturday and Sunday for money exchange.

Shops did not accept the old 500 and 1000 rupee notes. Some emphasised cash-less transaction as well. BBC reported some traders and small business owners in Delhi threatened to call a strike as this move affected their business.

eRetail websites like Amazon and Flipkart announced they would not accept the old 500 and 1000 rupee notes on Cash on Delivery orders. Amazon also announced 15% discount on gift cards worth 500 or 1000 rupees.

The government ceased all transactions using the old 500 and 1000 rupee notes before Saturday. But a Wikinews correspondent noticed a jeweler shop accepting the demonetised notes on Saturday. When questioned, the jeweler said they were accepting the old notes only on purchase. When the correspondent, who did not identify as a reporter to the shop owners, said the old 500 and 1000 rupee notes were not legal money, they said they will exchange the notes in a bank since there were 50 days to exchange with a new and legal tender. They refused to exchange old 500 rupee notes with change, asserting the customer needs to buy merchandise from their shop.

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Do You Have Too Much Debt?

August 23rd, 2022

By Christina Costa

It is pretty easy for Americans to fall into debt, almost too easily. Sometimes people have no idea how they accumulated that much. There are many reasons as to why people are in debt, from spending too much or having an unforeseen emergency. If you are able to take control of your debt before it gets too late, then that is one of the best things about the situation.

With our current economy, it is not abnormal for most people to be living paycheck to paycheck. The cost of living continues to increase and some people find their heads barely above water each month. It doesn’t help that somewhere in our human nature, we have this desire to spend rather than save what we have.

Now if your bank account is having trouble keeping up with you or until your next paycheck, then there is a problem. You simply have too much debt and are spending too much money. Ideally, you should be paying your bills and spending your money only on necessary expenses. Anything that is left over should be invested in a savings account.

If you are unable to pay your bills every month, that is definitely a problem. Or if you have to choose which one to pay, that is still the same situation. Your bills every month should not exceed what you are making for your income. If that is the case then you need to make a budget and learn how to cut costs.

Don’t think that by applying for more credit that this will help to get you out of debt. If you get denied for any type of loan, this is an obvious sign that you are unable to take on any additional debt. Now you are considered a risk.

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You are allowed a free copy of your credit report, any time you are denied credit. Take that report and figure out what is wrong. Look at all of your balances and take the required steps to start paying it off. It is a good idea to always have some credit available in the event of any emergency.

This is very simple. If you have too many bills every month and are starting to feel overwhelmed, you have too much debt. There should always be money in your checking account and if there isn’t then you really need to take a look at what you are spending.

Another sign of too much debt is if you have maxed out any or all of your credit cards. The idea of a credit card is not to charge it to the limit. If you carry a limit over to the next month, make sure that what you owe will leave you with enough credit and is available for options. This will also help to raise your credit score.

Take a look at how many credit cards you have. Chances are you might have more than three and that is not good. It’s necessary to only have one credit card put away for emergency use. Start now figuring out how you will pay off your credit cards and eventually you can have just the emergency card.

One mistake people make with their credit cards is using them for every day expenses. It is not a good idea to pay for your gas and groceries or other bills with your cards. A way to break that habit is stop bringing your credit cards with you, and if you don’t like using cash then just rely on your bank debit card.

Look at how much you are paying every month toward your debts. Are you only making the minimum payments? That will keep you in debt for a very long time, possibly for the rest of your life! If your finances are not allowing you to pay more than the minimum payment, then you have too much debt.

You really need to focus now and find a way to pay down that debt. Some people take on a second income or make cuts in their lives. There are just some unnecessary things that we spend money on every month, from expensive coffees to gym memberships that go unused. It’s time to make adjustments in life to get your finances under control.

Right now if I were to ask you how much debt you were in, could you give me an amount? If you truly do not know the amount then you are in too much debt. If you do not know how much debt you have fallen into, then most likely you do not know how to manage or get out of it!

Sit down with your credit report, your budget and figure out where your money is going every month. Create a repayment plan, one that works for you and can help you to get out of debt. If you feel so overwhelmed there are companies that can help you. It is possible to find a reputable debt settlement company online that can offer you relief in just minutes. Sometimes people turn to debt companies because they feel better having a professional help them to get out of debt.

No matter what, if you are reading this article then you know that you are too far into debt. Not to worry, it might have been very easy to get into debt but it doesn’t have to be that hard to get out of it. It starts with you and it is possible!

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Category:Internet

August 22nd, 2022

This is the category for the Internet, a global network of computer networks.

Refresh this list to see the latest articles.

  • 5 July 2021: Ransomware attack hits over 200 US companies, forces Swedish grocery chain to close
  • 31 July 2020: “Avast ye scurvy file sharers!”: Interview with Swedish Pirate Party leader Rickard Falkvinge
  • 6 October 2019: European Court of Justice says Facebook must remove ‘illegal’ posts globally
  • 22 September 2019: Millions don’t turn up to ‘storm’ US airbase for extraterrestrial evidence
  • 8 April 2019: 540 million private Facebook records found on public Internet
  • 23 December 2018: UK police locate missing Chinese teen Mei Chen, silent on details
  • 29 October 2018: Technology giant Microsoft completes acquisition of GitHub
  • 6 June 2018: Microsoft announces plan to acquire GitHub for US$7.5 billion
  • 2 March 2018: Amazon to buy smart doorbell startup Ring
  • 18 February 2018: Fourth U.S. state governor orders net neutrality in government contracts
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Amended USA Freedom Act draws questions from civil liberties groups

August 20th, 2022

Sunday, May 11, 2014

The USA Freedom Act, introduced in to the US House of Representatives as HR 3361 and to the US Senate as S. 1599, on Thursday passed out of House Permanent Select Committee on Intelligence and on to the House floor. Foreign Policy reported the bill was “the most aggressive NSA reform bill under consideration in Congress”, however, after amendment, the bill has been questioned for extending the Patriot Act and the reduction of reform to Section 702 of the Foreign Intelligence Surveillance Act.

The USA Freedom Act had the stated goal of ending the bulk collection of Americans’ metadata, ending the secret laws created by the FISA court, and introducing a “Special Advocate” to represent public and privacy matters before the FISA court.

In May 2014, the US House Judiciary Committee posted a “Manager’s Amendment” on its website. Title VII of the Amendment read “Section 102(b)(1) of the USA Patriot Improvement and Reauthorization Act of 2005 (50 U.S.C. 1805 note) is amended by striking ‘June 1, 2015’ and inserting ‘December 31, 2017′”, extending the USA PATRIOT Act through the end of 2017. A number of organizations have taken stances against the Patriot Act, for example, the American Library Association became so concerned it urged its members to defend free speech and protect patrons’ privacy against the Act.

According to Deputy Attorney General James Cole, even if the Freedom Act becomes law, the NSA could continue its bulk collection of American’s phone records. He explained that “it’s going to depend on how the [FISA] court interprets any number of the provisions” contained within the legislation. Jennifer Granick, Director of Civil Liberties at Stanford Law School, stated:

The Administration and the intelligence community believe they can do whatever they want, regardless of the laws Congress passes, so long they can convince one of the judges appointed to the secretive Foreign Intelligence Surveillance Court (FISC) to agree. This isn’t the rule of law. This is a coup d’etat.

Cynthia Wong of Human Rights Watch (HRW) expressed concern that “the bill does not address needed reforms to surveillance programs that affect millions of people outside US borders.” This being a key problem that plagues US surveillance activities according to HRW.

Mike Rogers, a defender of the NSA’s surveillance practices and the chairman of the House Intelligence Committee, called the proposed amendments a “huge improvement”. On the other hand, USA Freedom Act co-author and Senate Committee on the Judiciary Chairman Patrick Leahy commented that he “remain concerned that the legislation approved today does not include some of the important reforms related to national security letters, a strong special advocate at the FISA Court, and greater transparency. I will continue to push for those reforms when the Senate Judiciary Committee considers the USA FREEDOM Act this summer.”

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Sale, Purchase Made Easy With Online Car Sales Dealers

August 17th, 2022

Sale, purchase made easy with online car sales dealers

by

Brainwork

The emergence up of many car sales companies in the online arena has simplified the car buying process. Furthermore it has also made car buying a fun filled and exciting activity, because these online car dealers has a lot to offer to the customers as compared to the other local car dealers, and that too at really affordable prices. By just browsing the internet, the buyers can get all related information. Also you can get various other databases as well, to know more about the dealer’s authenticity and credibility. These online dealers’s offer services at the best deals existing in the market. They provide all types of cars i.e. new cars and used cars.

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The websites of these dealers are full of information and provide a complete look to all the available cars, their models, available colors and the respective years in which they were made. Once you have decided upon the car you are going to buy, you can narrow down your search to factors like color, model etc. These online dealers also provide the option of customizing your search as per your budget. Apart from this, the dealers also help customers to avail the facility of used cars for sale, as well. Moreover, along with purchasing cars online, one can also sell used cars to online dealers. In case if you are illimitable on budget and planning to buy a sports utility vehicle, then Subaru cars are definitely your cup of tea. These cars are a product of Subaru Motors Company, Japan and are famous for building vehicles with highest quality and style. These cars are further available in various models like the Subaru forester, Subaru Impreza and the Subaru G3. These cars are cherished all over the world for their glossy and fashionable look. Thus, on a concluding note whether you are buying a Subaru car or any other car, it is recommended that you opt for online car sales dealers, to avoid any sort of hassle or confusion. This procedure allows a simple and effective car sale and buying option to both the customers and the potential buyers. The customers can simply buy a car at any point of time. But before going for an online purchase make sure that you are dealing with a reliable car dealer, because there are so many dealers on the internet that it is almost impossible to figure out the fake or spam websites. So the buyers need to be a bit alert and make choices that are safer and better.

The author is an experienced Content writer and publisher for Business Development. Visit at http://www.carlinandgazzard.com.au/ to know more about car sales and carsales .

Article Source:

ArticleRich.com

Ontario Votes 2007: Interview with Family Coalition Party candidate Suzanne Fortin, Nepean-Carleton

August 17th, 2022

Wednesday, September 26, 2007

Suzanne Fortin is running for the Family Coalition Party in the Ontario provincial election, in the Nepean-Carleton riding. Wikinews’ Nick Moreau interviewed her regarding her values, her experience, and her campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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Scientists report chemotherapy cocktail may cause adult women to grow new egg cells

August 17th, 2022

Wednesday, December 7, 2016

Chemotherapy is usually associated with a collection of side effects ranging from digestive problems to hair loss, but a study published this week in Human Reproduction demonstrated that female cancer patients may find they have something in common with much younger women in one specific area — their ovaries.

Scientists from the University of Edinburgh examined donated ovarian tissue from fourteen female cancer patients, most of whom had Hodgkin lymphoma, and compared it to tissue from healthy women. They found the samples from women who had been treated with a specific chemotherapeutic regimen known as ABVD not only contained greater numbers of dormant ova — egg cells — than those from women treated with harsher regimens but also more than samples from healthy women. ABVD is named for combining several drugs known as adriamycin, bleomycin, vinblastine, and dacarbazine.

These reproductive cells were not merely more plentiful in ABVD patients. They also appeared immature, “new” in the words of lead researcher Evelyn Telfer. This challenges the conventional belief that girls are born with all the ova they will ever have and the numbers can only go down as the cells are either used up by the reproductive cycle or succumb to damage or natural aging. However, further research is needed to confirm this. The study covered relatively few patients by scientific standards, and David Albertini of the Center for Human Reproduction in New York has suggested the cells may not actually be freshly grown. Instead, they may have always been there and were merely rendered more detectable by ABVD treatment.

The ability to grow new egg cells may have significant implications for women in Western societies, many of whom postpone childbearing to establish careers, sometimes into their late thirties or forties. However, Telfer warns against making use of these findings too soon: “There’s so much we don’t know about the ovary. We have to be very cautious about jumping to clinical applications.”

The experiments had been discussed earlier this year at the annual conference of the European Society of Human Reproduction and Embryology.

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Chemical plant fire decimates Danvers, Massachusetts neighboorhood

August 16th, 2022

Wednesday, November 22, 2006

According to outgoing Massachusetts governor Mitt Romney, an explosion that was “equivalent to a 2,000 lb. bomb” and registered 0.5 on the Richter scale decimated an area of Danvers and is also a “Thanksgiving miracle.”

The explosion occurred around 2:45 am EST, this morning in the Danversport area of Danvers, Massachusetts at the plant for solvent and ink manufacturer, CAI Inc. The explosion, which was caught on security camera and was heard up to over 25-50 miles away in southern Maine and New Hampshire.

The explosion damaged over 90 homes, blowing out windows and knocking some houses off their foundations. Officials believe that some of the more extensively damaged houses will have to be leveled and rebuilt. Some of the buildings damaged included a bakery, boats at a close by marina and the New England Home for the Deaf, an assisted-living facility for people who are deaf or deafblind and elderly residents requiring constant care. “These people are extremely fragile,” said state Rep. Ted Speliotis, D-Danvers, whose district includes the affected area. “Many of them have Alzheimer’s and other illnesses. It’s clear they can’t stay here long, but it’s clear they won’t be able to return for quite a while.”

Danvers Fire Chief James P. Tutko toured the area by helicopter and said many residents would be kept from their homes for the foreseeable future. “It looks like a war zone, that’s the only thing I can say,” Tutko said. When asked about the loss of no life at all, he responded “Somebody out there likes us.” Finally, he said that finding out the cause of the explosion would take days.

Outgoing governor Mitt Romney toured the area and said the explosion was a “Thanksgiving miracle” as the explosion was “equivalent to a 2,000 lb bomb going off in a residential neighborhood,” and that no one was killed and only about 10 people suffered only minor injuries in area that included over 300 residents. Residents of the area have been evacuated to the Danvers High School where temporary shelter has been set up by the American Red Cross of Massachusetts Bay. Donations are being taken for residents affected by the explosion. Residents are also being told to start filing insurance claims right away and to keep track of their expenses for items bought.

There were minor environmental concerns due to water runoff of chemicals. According the Environmental Protection Agency‘s on-scene coordinator Mike Nalipinski, preliminary tests showed low levels of toluene, a solvent, but said it was nothing of significance. Water runoff from the water used by firefighters left a purple sheen on the river and tests were being conducted. However, the water is not a local drinking water supply and the chemical evaporates quickly. Chief Tutko said there was no risk of toxic fumes getting into the air.

An Eastern Propane facility was also located near the area, however, it was not the source of the explosion. A spokesman for the company said that although the property suffered some minor damage, their tanks are secure.

According to WHDH television, a person who answered the telephone at CAI’s Georgetown, Massachusetts headquarters refused comment, and a telephone message left at the company president’s home was not immediately returned.

Retrieved from “https://en.wikinews.org/w/index.php?title=Chemical_plant_fire_decimates_Danvers,_Massachusetts_neighboorhood&oldid=715730”

How To Customize Your Email Marketing

August 16th, 2022

How to Customize Your Email Marketing

by

John C. Hanson

One of the greatest benefits of email marketing is modifying your marketing to your recipients which permits marketing messages to get to the final/ intended user. This is not so with other social medias and blogs because they lack privatization and can be viewed by millions of people. With marketing customized ones messages can be changed during the delivery process to permit inclusion of information allied to the recipient. Customized messages permits members in ones list to make purchases or any other relevant action. Below are some of the ways to customize marketing messages for improved impact.

Your email marketing agency that has recently added to your list may lack updates on features of the product and benefits of the services offered. Sending emails to them can help build and strengthen relationships as well as boost sales of the email marketing companies. This emails should however be sent regularly to ensure that all your new agents keep abreast of recent developments.

[youtube]http://www.youtube.com/watch?v=j-QKRa5h32s[/youtube]

The frequent visitors of your website who often click through your website to make frequent purchases and orders should be treated with some special attention. This is simply due to the fact that they tell more about your marketing automation sales force plus your success rate. Ensure you also deliver them the best deals and recommend them appropriately and customize their important information as well for example, their gender and ages.

It has widely been proved that the only way to customize your marketing messages is by having their personal information. It should however be noted that bombarding people to submit their personal details while signing up can cause suspicions. Therefore, this can work best after you have gained trust from your subscribers and after you both gain confidence in one another, then engage them in surveys. Through these surveys, you get to learn more about your clients, their preferences and you also deepen your marketing customization to realize greater results.

For email marketing to thrive and do exemplary well, you will have to market in different countries. With the marketing automation software which enables marketing organizations and departments to computerize repetitive tasks, you will be able to invest change your texts with respect to the different locations of your subscribers. Apart from the location and different languages, it\’s also prudent to take note of time variations and nationwide holidays. Avoid sending any Super bowls during such times.

Finally, your subscribers want to see that other than the money they get from you, they also benefit and you should therefore send them free information other than just the normal messages pertaining to product purchasing.

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Polish mine explosion kills 8

August 15th, 2022

Wednesday, November 22, 2006

Methane gas was blamed for the explosion deaths of 8 miners in southern Polish‘s Halemba coal mine Tuesday, November 21. Officials say at least 15 are missing.

Rescue efforts were halted because dangerously high levels of methane gas returned, according to Zbigniew Madej, spokesman for state-owned Coal Co., which operates the mine.

The missing miners’ locater devices were not emitting signals, increasing rescurers’ concerns for their well-being. Grzegorz Pawlaszek, head of Coal Co., said the 15 missing miners’ fate is “not known,” but added that “there is a chance to find someone still alive.”

“This is a tragedy. People have died here,” Polish Prime Minister Jaroslaw Kaczynski said when he came to Ruda Slaska to see the blast.

Earlier Wednesday, a reconnaissance rescue team descended 3000 feet toward the blast scene, only to retreat because of safety concerns related to high methane gas levels. Rescue digging efforts were also halted because of explosion concerns.

The missing men were aged 21-59. One of the miner’s family members, Andrzej Pytlik, 30, remained on scene with his sister, hoping and waiting for news of her husband, Krystian Gaszka.

Pytlik, also a miner, said through teary eyes that, “I work in the mines and I know that hope is scant because that’s the truth.”

The explosion occurred in a closed portion of the mine where the now-missing miners were working to retrieve abandoned equipment. According to Pawlaszek, the value of the equipment was $23 million, adding that “It was new equipment and that is why we decided to retrieve it.”

He indicated that the recovery work was performed under the supervision of gas detection specialists, and that the bodies of the recovered miners were difficult to identify because of the severity of burns and because their ID tags were blown away in the explosion.

The Halemba mine, located in Ruda Slaska, has produced coal for nearly 50 years, has been fraught with safety concerns and has a track record of serious accidents. One of the oldest mines in Poland, it is centrally located in the industrial Silesia region.

Earlier this year, a miner was trapped underground in the Halemba mine five days after a cave-in. In 1990, 19 miners were killed and 20 hurt in a gas explosion, and five were killed in collapse in 1991.

Inside, priests and mining officials were comforting and counseling with distraught relatives. Outside, eight white candles flickered on a main gate wall.

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